Age 56
Starting this chapter with real-life experience, questions, and a clear reason to document the journey.
PAPA BULL
Financial Freedom Before Retirement
I'm Simon Bull, also known as Papa Bull. At 56, I'm documenting my journey towards retirement and financial freedom - learning about AI, investing, online income, smart decisions, and building additional income without the hype.
The Papa Bull Journey
Real milestones from a real retirement plan.
This is the working picture behind the brand: ordinary life, practical decisions, and a clear retirement target.
Railway Career
Working on the railway while thinking seriously about what the next phase of life should look like.
Defined Benefit Pensions
Understanding the value of steady pension planning while looking at the choices around retirement timing.
Building Additional Income
Learning practical AI, online-income, investing, and digital skills that may support more freedom.
Target Retirement Date: 18 November 2027
A clear date to work towards, review honestly, and adjust as the journey develops.
Meet Papa Bull
An honest personal journey towards retirement freedom.
I'm Simon Bull - known online as Papa Bull. I'm 56, working on the railway, and using this site to document what I am learning as I plan for retirement and a more flexible future.
The focus is authenticity: pensions, investing ideas, AI tools, online-income experiments, mistakes, lessons, and practical decisions shared without guru-style marketing.
For people aged 50 to 65, the aim is to make the next chapter feel more understandable, more hopeful, and more grounded in real life.
What I'm Working Towards
A practical plan for more choice before retirement.
I help ordinary people approaching retirement explore AI, investing, online income and financial freedom by documenting my own journey.
Financial Freedom
Building more choice through practical learning, sensible decisions, and clear risk awareness.
Retirement Planning
Thinking carefully about pensions, target dates, future income, and what a good retirement could look like.
Learning AI
Using AI tools in plain English to research, organise, create, and understand online opportunities more clearly.
Road To Financial Freedom
A steady progress path, not a magic shortcut.
This milestone layout is ready to edit as Simon's real journey develops.
Age 56
Starting this chapter with real-life experience, questions, and a clear reason to document the journey.
Railway Career
Working on the railway while thinking seriously about what the next phase of life should look like.
Defined Benefit Pensions
Understanding the value of steady pension planning while looking at the choices around retirement timing.
Building Additional Income
Learning practical AI, online-income, investing, and digital skills that may support more freedom.
Latest Videos
Watch the journey as it unfolds.
These cards are ready for YouTube embed URLs as new Papa Bull updates are published.
Retirement Journey Update
Embedded YouTube slot for Simon's latest retirement and freedom update.
Watch On YouTubeAI & Online Income
Embedded YouTube slot for practical notes on AI, online income, and beginner-friendly tools.
Watch On YouTubeWhat I'm Learning This Week
Embedded YouTube slot for regular lessons, mistakes, and useful discoveries.
Watch On YouTubeLatest Blog Posts
SEO-ready articles for people thinking ahead.
Future articles will answer practical retirement, AI, and financial-freedom questions without hype or income promises.
Can You Still Build Financial Freedom Starting at 56?
A practical future guide for people weighing freedom, risk, pensions, income gaps, and lifestyle choices.
Read ArticleCommunities I'm Exploring
The Aurum Era is one of the communities I am looking at.
I keep the Aurum Era community link available for people who want to look around, learn, ask questions, and decide whether it fits their own research.
It sits lower on the homepage because the main focus is now the Papa Bull journey: retirement planning, AI, investing, and building additional income carefully.
PapaBull.net shares Simon's personal journey, educational resources, and community links. Nothing on this website is financial advice and results are never guaranteed. Always do your own research before making financial decisions.
Follow The Papa Bull Journey
If you are approaching retirement and want more freedom without the hype, follow along as Simon tests, learns, and shares the honest lessons.